{
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    "pathname": "savings",
    "protocol": "https",
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    "hostname": "https://quoter3.cremadesignstudio.com",
    "ip": "216.73.216.46",
    "lang": "",
    "title": "Savings",
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    "languages": {
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            "abbr": "ENG",
            "name": "English"
        },
        "es": {
            "abbr": "ESP",
            "name": "Spanish"
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    "agent_page": false,
    "sidebar": false,
    "tools": false,
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        "Anguilla",
        "Aruba",
        "Bahamas",
        "Bolivia",
        "British Virgin Islands",
        "Chile",
        "Colombia",
        "Costa Rica",
        "Dominican Republic",
        "Ecuador",
        "El Salvador",
        "Guatemala",
        "Honduras",
        "Jamaica",
        "Mexico",
        "Nicaragua",
        "Panama",
        "Peru",
        "United States",
        "Uruguay",
        "Venezuela"
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            "url": "#modal-cash-value",
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            "options": false
        },
        {
            "id": "cash-value-rop",
            "type": "life",
            "title": "Cash Value ROP",
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            "url": "#modal-cash-value-rop",
            "price": 100,
            "options": false
        },
        {
            "id": "critical-illness",
            "type": "life",
            "title": "Critical Illness",
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            "url": "#modal-critical-illness",
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            "options": true
        },
        {
            "id": "waiver-of-premium",
            "type": "life",
            "title": "Waiver of Premium",
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            "price": 100,
            "options": false
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            "id": "excess-coverage",
            "type": "medical",
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            "options": true
        },
        {
            "id": "maternity",
            "type": "medical",
            "title": "Maternity",
            "description": "Access the policy's great maternity benefits through purchasing this rider. To use these benefits, both the mother and father need to be insured for at least 10 months.",
            "url": "#modal-maternity",
            "price": 100,
            "options": true
        },
        {
            "id": "prescription-drugs",
            "type": "medical",
            "title": "Prescription Drugs",
            "description": "Adding a prescription drug rider can be a helpful addition to any medical policy. The Prescription Drug Rider is only available on first-time enrollment.",
            "url": "#modal-prescription-drugs",
            "price": 100,
            "options": true
        },
        {
            "id": "30-month-income-protection",
            "type": "medical",
            "title": "30-Month Income Protection Rider",
            "description": "This Income Protection Rider pays $2,000 for up to 30 months if the insured cannot perform the material functions of their occupation due to illness or non-occupational injury.",
            "url": "#modal-30-month-income-protection-rider",
            "price": 100,
            "options": true
        },
        {
            "id": "dental-and-vision",
            "type": "medical",
            "title": "Dental and Vision Rider",
            "description": "Add Dental and Vision benefits to your medical plan. With a $50 Dental deductible and $0 Vision deductible, plus child coverage, this is a great deal.",
            "url": "#modal-dental-vision-rider",
            "price": 100,
            "options": true
        },
        {
            "id": "term-life",
            "type": "medical",
            "title": "Term Life Rider",
            "description": "This annually renewable life rider adds $10,000 of live coverage to your medical plan. This rider will term one the insured reaches age 70.",
            "url": "#modal-term-life-rider",
            "price": 100,
            "options": true
        },
        {
            "id": "outpatient-prescription-drug",
            "type": "medical",
            "title": "Outpatient Prescription Drug Rider",
            "description": "Increase your outpatient prescription benefit to $2,500 per person per year. This benefit will cover brand name drugs in your country of residence and generic drugs in the U.S.",
            "url": "#modal-outpatient-prescription-drug",
            "price": 46,
            "options": false
        }
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        "maternity": "Maternity",
        "prescription-drugs": "Prescription Drugs",
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        "outpatient-prescription-drug": "Outpatient Prescription Drug Rider"
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        "cash-value-rop": 100,
        "critical-illness": 100,
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        "prescription-drugs": 100,
        "30-month-income-protection": 100,
        "dental-and-vision": 100,
        "term-life": 100,
        "outpatient-prescription-drug": 46
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    "paymentModes": {
        "Monthly": "mo",
        "Semiannual": "semi",
        "Annual": "yr"
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        "lang": "",
        "title": "Savings"
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    "site": {
        "name": "MWG Agent Quoter",
        "gtag": "",
        "author": {
            "name": "Stephen Ginn",
            "email": "callaginn@users.noreply.github.com",
            "url": "https://cremadesignstudio.com/staff/callaginn"
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        "logo": "/quoter/assets/img/logo.svg"
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                                "name": "Life Coverage Amount",
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                },
                {
                    "id": "sav-002",
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                },
                {
                    "id": "sav-003",
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                                "name": "Life Coverage Amount",
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                    "id": "sav-004",
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                        {
                            "id": "sav-001",
                            "type": "savings",
                            "name": "Life Insurance Savings Plan :: Guaranteed, Core Life",
                            "carrier": "AmFirst Life Insurance Company I.I.",
                            "description": "$2,000 of life coverage, 100k Accidental Death Benefit",
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                                        "name": "Life Coverage Amount",
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                                    {
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                                    {
                                        "name": "Total Cost",
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                                ]
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                        },
                        {
                            "id": "sav-002",
                            "type": "savings",
                            "name": "Life Insurance Savings Plan :: Principal Guaranteed, Core Life",
                            "carrier": "AmFirst Life Insurance Company I.I.",
                            "description": "$2,000 of life coverage, 100k Accidental Death Benefit",
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                                "collection": "Core Life",
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                                    {
                                        "name": "Life Coverage Amount",
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                    "riders": []
                },
                {
                    "id": "premier-life",
                    "name": "Premier Life",
                    "options": [
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                        "Principal Guaranteed"
                    ],
                    "description": "Life insurance coverage that matches your savings amount",
                    "plans": [
                        {
                            "id": "sav-003",
                            "type": "savings",
                            "name": "Life Insurance Savings Plan :: Guaranteed, Premier Life",
                            "carrier": "AmFirst Life Insurance Company I.I.",
                            "description": "Life insurance coverage that matches your savings amount",
                            "descriptionShort": "Lorem ipsum dolor sit amet, consect adipiscing elit. Pellent id purus odio. Phasellus finibus orci faucibus lacus pellen tesque semper.",
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                                "collection": "Premier Life",
                                "subname": "Guaranteed, Premier Life",
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                                    {
                                        "name": "Life Coverage Amount",
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                                    },
                                    {
                                        "name": "Total Premium",
                                        "value": "$79,980.00"
                                    },
                                    {
                                        "name": "Total Cost",
                                        "value": "$88,900.20"
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                        },
                        {
                            "id": "sav-004",
                            "type": "savings",
                            "name": "Life Insurance Savings Plan :: Principal Guaranteed, Premier Life",
                            "carrier": "AmFirst Life Insurance Company I.I.",
                            "description": "Life insurance coverage that matches your savings amount",
                            "descriptionShort": "Lorem ipsum dolor sit amet, consect adipiscing elit. Pellent id purus odio. Phasellus finibus orci faucibus lacus pellen tesque semper.",
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                    "riders": []
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            "metadata": []
        },
        {
            "id": "disability",
            "title": "Disability",
            "icon": "https://cdn.cremadesignstudio.com/mwg/products/icons2/disability.svgz",
            "url": "/disability/results",
            "description": "Disability insurance plans for income protection",
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                {
                    "id": "dis-001",
                    "type": "disability",
                    "name": "Professional Income Protection Plan",
                    "carrier": "AmFirst Life Insurance Company I.I.",
                    "description": "Designed for white collar professionals such as doctors, lawyers, and dentists. Pays a monthly income for 36 months followed by a lump sum payment, if you cannot perform the material functions of your occupation due to illness or injury. Monthly income payment is determined as 1% of the lump sum you select.",
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                    "brochure": "https://documents.mwadmin.com/View/dfcb6e1b-dbba-4654-b5b2-9972b473daa6",
                    "riders": [],
                    "price": 2000
                },
                {
                    "id": "dis-002",
                    "type": "disability",
                    "name": "Cash Protector Plan",
                    "carrier": "AmFirst Life Insurance Company I.I.",
                    "description": "<ul><li>This unique product pays a lump sum of cash on the occurrence of a first diagnosis of internal cancer, heart attack, stroke, chronic kidney failure, or major organ transplant (after the policy has been in effect for 180 days).</li><li>Purchase cash amounts from $15,000 to $50,000.</li><li>Price does not increase.</li></ul>",
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                    "brochure": "https://documents.mwadmin.com/View/dfcb6e1b-dbba-4654-b5b2-9972b473daa6",
                    "riders": [],
                    "price": 313
                },
                {
                    "id": "dis-003",
                    "type": "disability",
                    "name": "To Age 65 Income Protection Plan",
                    "carrier": "AmFirst Life Insurance Company I.I.",
                    "description": "This unique plan covers individuals to age 65. Pays benefits monthly up to age 65 or $2,000,000, whichever comes first. This product offers very competitive pricing with a cash value benefit included and own occupational and non-occupational coverage options available for most occupations.",
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                    "brochure": "https://documents.mwadmin.com/View/dfcb6e1b-dbba-4654-b5b2-9972b473daa6",
                    "riders": [],
                    "price": 2000
                },
                {
                    "id": "dis-004",
                    "type": "disability",
                    "name": "60-Month or 30-Month Income Protection Plan",
                    "carrier": "AmFirst Life Insurance Company I.I.",
                    "description": "Designed for persons who want income protection at a lower price. Pays a monthly income for 60 or 30 months if you cannot perform the material functions of your occupation due to illness or non-occupational injury.",
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                    "brochure": "https://documents.mwadmin.com/View/dfcb6e1b-dbba-4654-b5b2-9972b473daa6",
                    "riders": [],
                    "price": 2000
                }
            ],
            "riders": [
                {
                    "id": "cash-value",
                    "type": "disability",
                    "title": "Cash Value",
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                    "url": "#modal-cash-value",
                    "price": 100,
                    "options": false
                }
            ],
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        },
        {
            "id": "medical",
            "title": "Medical",
            "icon": "https://cdn.cremadesignstudio.com/mwg/products/icons2/medical.svgz",
            "url": "/medical/results",
            "description": "Comprehensive medical insurance plans for international coverage",
            "brands": [
                "default",
                "ccrp"
            ],
            "plans": [
                {
                    "id": "med-001",
                    "type": "medical",
                    "name": "The Emerald Plan",
                    "description": "The Emerald Plan is our top-of-the-line medical plan offering an annual maximum benefit of $8,000,000 with no lifetime limit and no termination age. With no increase in premium due to change in age bracket and issuance up to age 74, this plan is an excellent option.",
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                    "carrier": "AmFirst Life Insurance Company I.I.",
                    "pricing": {
                        "monthly": 304.88,
                        "semiannual": 1822.65,
                        "annual": 3313.9
                    },
                    "actions": "checkbox",
                    "brochure": "https://documents.mwadmin.com/View/dfcb6e1b-dbba-4654-b5b2-9972b473daa6",
                    "riders": [
                        "excess-coverage",
                        "maternity",
                        "prescription-drugs"
                    ]
                },
                {
                    "id": "med-002",
                    "type": "medical",
                    "name": "The Worldwide Medical Trust Plan",
                    "description": "The Worldwide Medical Trust Plan offers an annual maximum benefit of $2,000,000 with no lifetime limit and no termination age. With no increase in premium due to change in age bracket and issuance to age 74, this plan is a great option.",
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                    "carrier": "AmFirst Life Insurance Company I.I.",
                    "pricing": {
                        "monthly": 259.57,
                        "semiannual": 1551.8,
                        "annual": 2821.45
                    },
                    "actions": "checkbox",
                    "brochure": "https://documents.mwadmin.com/View/dfcb6e1b-dbba-4654-b5b2-9972b473daa6",
                    "riders": [
                        "excess-coverage",
                        "maternity",
                        "prescription-drugs"
                    ]
                },
                {
                    "id": "med-003",
                    "type": "medical",
                    "name": "Caribbean American Plan",
                    "description": "The Caribbean American Plan offers an annual maximum benefit of $2,000,000 with a $10,000,000 lifetime limit. With no increase in premium due to change in age bracket and issuance to age 74, this plan is a good option.",
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                    "carrier": "AmFirst Life Insurance Company I.I.",
                    "pricing": {
                        "monthly": 171.28,
                        "semiannual": 1023.96,
                        "annual": 1861.75
                    },
                    "actions": "checkbox",
                    "brochure": "https://documents.mwadmin.com/View/dfcb6e1b-dbba-4654-b5b2-9972b473daa6",
                    "riders": [
                        "excess-coverage",
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                        "prescription-drugs"
                    ]
                },
                {
                    "id": "med-004",
                    "type": "medical",
                    "name": "The Silver Medical Plan",
                    "description": "The Silver Plan combines extraordinary coverage with realistic pricing. This plan is offered to those who have reached the age of maturity (50 to 85) and who deserve to be duly protected and safe.",
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                    "carrier": "AmFirst Life Insurance Company I.I.",
                    "pricing": {
                        "monthly": 999.99,
                        "semiannual": 999.99,
                        "annual": 999.99
                    },
                    "actions": "checkbox",
                    "brochure": "https://documents.mwadmin.com/View/dfcb6e1b-dbba-4654-b5b2-9972b473daa6",
                    "riders": [
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                        "maternity",
                        "prescription-drugs"
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                },
                {
                    "id": "med-005",
                    "type": "medical",
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                    "carrier": "AmFirst Life Insurance Company I.I.",
                    "pricing": {
                        "monthly": 999.99,
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                        "annual": 999.99
                    },
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                },
                {
                    "id": "ccrp-001",
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                    "price": 110,
                    "options": true
                },
                {
                    "id": "maternity",
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                    "title": "Maternity",
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                    "url": "#modal-maternity",
                    "price": 100,
                    "options": true
                },
                {
                    "id": "prescription-drugs",
                    "type": "medical",
                    "title": "Prescription Drugs",
                    "description": "Adding a prescription drug rider can be a helpful addition to any medical policy. The Prescription Drug Rider is only available on first-time enrollment.",
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                    "price": 100,
                    "options": true
                },
                {
                    "id": "30-month-income-protection",
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                    "url": "#modal-30-month-income-protection-rider",
                    "price": 100,
                    "options": true
                },
                {
                    "id": "dental-and-vision",
                    "type": "medical",
                    "title": "Dental and Vision Rider",
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                    "url": "#modal-dental-vision-rider",
                    "price": 100,
                    "options": true
                },
                {
                    "id": "term-life",
                    "type": "medical",
                    "title": "Term Life Rider",
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                    "url": "#modal-term-life-rider",
                    "price": 100,
                    "options": true
                },
                {
                    "id": "outpatient-prescription-drug",
                    "type": "medical",
                    "title": "Outpatient Prescription Drug Rider",
                    "description": "Increase your outpatient prescription benefit to $2,500 per person per year. This benefit will cover brand name drugs in your country of residence and generic drugs in the U.S.",
                    "url": "#modal-outpatient-prescription-drug",
                    "price": 46,
                    "options": false
                }
            ],
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            "metadata": []
        },
        {
            "id": "life",
            "title": "Life",
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                    "id": "life-001",
                    "type": "life",
                    "name": "Tailored Term",
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                    "pricing": {
                        "monthly": 44.14,
                        "semiannual": 251.9,
                        "annual": 458
                    },
                    "actions": "",
                    "brochure": "#",
                    "riders": []
                },
                {
                    "id": "life-002",
                    "type": "life",
                    "name": "10 Year Level Term to Age 85",
                    "carrier": "AmFirst Life Insurance Company I.I.",
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                    "descriptionShort": "Lorem ipsum dolor sit amet, consect adipiscing elit. Pellent id purus odio. Phasellus finibus orci faucibus lacus pellen tesque semper.",
                    "pricing": {
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                        "semiannual": 251.9,
                        "annual": 458
                    },
                    "actions": "",
                    "brochure": "https://documents.mwadmin.com/View/dfcb6e1b-dbba-4654-b5b2-9972b473daa6",
                    "riders": [
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                        "critical-illness",
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                    ]
                },
                {
                    "id": "life-003",
                    "type": "life",
                    "name": "10 Year Level Term to Age 85 with Cash Value ROP",
                    "carrier": "AmFirst Life Insurance Company I.I.",
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                    "pricing": {
                        "monthly": 30.42,
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                        "annual": 375.95
                    },
                    "actions": "",
                    "brochure": "https://documents.mwadmin.com/View/dfcb6e1b-dbba-4654-b5b2-9972b473daa6",
                    "riders": [
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                },
                {
                    "id": "life-004",
                    "type": "life",
                    "name": "25 Year Level Term",
                    "carrier": "AmFirst Life Insurance Company I.I.",
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                    "pricing": {
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                    },
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                    "brochure": "https://documents.mwadmin.com/View/dfcb6e1b-dbba-4654-b5b2-9972b473daa6",
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                },
                {
                    "id": "life-005",
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                    "pricing": {
                        "monthly": 50.17,
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                        "annual": 620.06
                    },
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                    "brochure": "https://documents.mwadmin.com/View/dfcb6e1b-dbba-4654-b5b2-9972b473daa6",
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                },
                {
                    "id": "life-006",
                    "type": "life",
                    "name": "30 Year Level Term",
                    "carrier": "AmFirst Life Insurance Company I.I.",
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                    },
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                    ]
                },
                {
                    "id": "life-007",
                    "type": "life",
                    "name": "30 Year Level Term with ROP",
                    "carrier": "AmFirst Life Insurance Company I.I.",
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                    "pricing": {
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                    },
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                    "brochure": "https://documents.mwadmin.com/View/dfcb6e1b-dbba-4654-b5b2-9972b473daa6",
                    "riders": [
                        "cash-value-rop",
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                        "waiver-of-premium"
                    ]
                },
                {
                    "id": "life-008",
                    "type": "life",
                    "name": "Term Life to Age 80",
                    "carrier": "AmFirst Life Insurance Company I.I.",
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                    "pricing": {
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                    },
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                    "brochure": "https://documents.mwadmin.com/View/dfcb6e1b-dbba-4654-b5b2-9972b473daa6",
                    "riders": [
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                        "critical-illness",
                        "waiver-of-premium"
                    ]
                },
                {
                    "id": "life-009",
                    "type": "life",
                    "name": "Term Life to Age 80 with Cash Value ROP",
                    "carrier": "AmFirst Life Insurance Company I.I.",
                    "description": "Lorem ipsum dolor sit amet, consect adipiscing elit. Pellent id purus odio. Phasellus finibus orci faucibus lacus pellen tesque semper.",
                    "descriptionShort": "Lorem ipsum dolor sit amet, consect adipiscing elit. Pellent id purus odio. Phasellus finibus orci faucibus lacus pellen tesque semper.",
                    "pricing": {
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                    },
                    "actions": "",
                    "brochure": "https://documents.mwadmin.com/View/dfcb6e1b-dbba-4654-b5b2-9972b473daa6",
                    "riders": [
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                        "critical-illness",
                        "waiver-of-premium"
                    ]
                }
            ],
            "riders": [
                {
                    "id": "cash-value-rop",
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                    "url": "#modal-cash-value-rop",
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                    "options": false
                },
                {
                    "id": "critical-illness",
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                    "url": "#modal-critical-illness",
                    "price": 100,
                    "options": true
                },
                {
                    "id": "waiver-of-premium",
                    "type": "life",
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                    "options": false
                }
            ],
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        }
    ],
    "_readonly": true,
    "_id": "Q-697b7e880e52f9.03352372",
    "steps": [
        {
            "title": "Step 1",
            "url": "/primary-info"
        },
        {
            "title": "Savings",
            "icon": "https://cdn.cremadesignstudio.com/mwg/products/icons2/savings.svgz",
            "url": "/savings/results"
        },
        {
            "title": "Disability",
            "icon": "https://cdn.cremadesignstudio.com/mwg/products/icons2/disability.svgz",
            "url": "/disability/results"
        },
        {
            "title": "Medical",
            "icon": "https://cdn.cremadesignstudio.com/mwg/products/icons2/medical.svgz",
            "url": "/medical/results"
        },
        {
            "title": "Life",
            "icon": "https://cdn.cremadesignstudio.com/mwg/products/icons2/life.svgz",
            "url": "/life/results"
        },
        {
            "title": "Summary",
            "url": "/summary"
        }
    ],
    "order": {
        "Primary": "/primary-info",
        "Plan Types": "/plan-types",
        "Savings": "/savings",
        "Savings Results": "/savings/results",
        "Disability": "/disability",
        "Disability Results": "/disability/results",
        "Medical": "/medical",
        "Medical Results": "/medical/results",
        "Life": "/life",
        "Life Results": "/life/results",
        "Summary": "/summary",
        "Saved Summary": "/summary?saved=1"
    },
    "formAction": "/savings",
    "nextStep": "/savings/results",
    "enrollment": {
        "_defaults": {
            "id": "1234",
            "createdDate": "YYYY-MM-DD",
            "language": "en",
            "primary": {
                "country": "Jamaica",
                "name": "Franco Alarcon",
                "dob": "1980-01-01",
                "age": 40,
                "gender": "m",
                "smoker": null
            },
            "types": [
                "savings",
                "disability",
                "medical",
                "life"
            ],
            "totalPremiumAmount": 1200,
            "info": {
                "savings": {
                    "planType": "",
                    "termLength": "",
                    "savingsAmount": "",
                    "paymentModal": "",
                    "tags": [
                        "Term Length: 25 Years",
                        "Coverage Amount: $200,000",
                        "Payment Frequency: Annual"
                    ]
                },
                "medical": {
                    "deductible": "",
                    "dependents": [
                        {
                            "relationship": "Spouse",
                            "gender": "f",
                            "age": 44
                        },
                        {
                            "relationship": "Child",
                            "gender": "m",
                            "age": 16
                        },
                        {
                            "relationship": "Child",
                            "gender": "f",
                            "age": 13
                        },
                        {
                            "relationship": "Child",
                            "gender": "m",
                            "age": 11
                        },
                        {
                            "relationship": "Child",
                            "gender": "f",
                            "age": 8
                        },
                        {
                            "relationship": "Child",
                            "gender": "m",
                            "age": 2
                        },
                        {
                            "relationship": "Child",
                            "gender": "f",
                            "age": 2
                        }
                    ],
                    "paymentModal": "",
                    "tags": [
                        "Payment Frequency: Semiannual"
                    ]
                },
                "disability": {
                    "benefitPayout": "",
                    "coverage": "",
                    "paymentModal": "",
                    "tags": [
                        "Benefit Payout: Monthly Benefit",
                        "Benefit Amount: $3,000",
                        "Payment Frequency: Semiannual"
                    ]
                },
                "life": {
                    "coverage": "",
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                        "rider_premium": 54.36,
                        "total_premium": 983.31,
                        "payment_modes": [
                            {
                                "name": "Monthly",
                                "value": 81.94
                            },
                            {
                                "name": "Semiannual",
                                "value": 491.66
                            },
                            {
                                "name": "Annual",
                                "value": 983.31
                            }
                        ]
                    }
                },
                "resolvedRiders": [],
                "planPremium": 2000,
                "riderPremium": 0,
                "totalPremium": 2000,
                "paymentMode": "annual"
            },
            {
                "id": "dis-002",
                "type": "disability",
                "name": "Cash Protector Plan",
                "carrier": "AmFirst Life Insurance Company I.I.",
                "description": "<ul><li>This unique product pays a lump sum of cash on the occurrence of a first diagnosis of internal cancer, heart attack, stroke, chronic kidney failure, or major organ transplant (after the policy has been in effect for 180 days).</li><li>Purchase cash amounts from $15,000 to $50,000.</li><li>Price does not increase.</li></ul>",
                "descriptionShort": "Lorem ipsum dolor sit amet, consect adipiscing elit. Pellent id purus odio. Phasellus finibus orci faucibus lacus pellen tesque semper.",
                "brochure": "https://documents.mwadmin.com/View/dfcb6e1b-dbba-4654-b5b2-9972b473daa6",
                "riders": [],
                "price": 313,
                "enabled": true,
                "deductibles": {
                    "3000": {
                        "disabled": false,
                        "premium": 928.95,
                        "rider_premium": 54.36,
                        "total_premium": 983.31,
                        "payment_modes": [
                            {
                                "name": "Monthly",
                                "value": 81.94
                            },
                            {
                                "name": "Semiannual",
                                "value": 491.66
                            },
                            {
                                "name": "Annual",
                                "value": 983.31
                            }
                        ]
                    }
                },
                "resolvedRiders": [],
                "planPremium": 313,
                "riderPremium": 0,
                "totalPremium": 313,
                "paymentMode": "annual"
            },
            {
                "id": "dis-003",
                "type": "disability",
                "name": "To Age 65 Income Protection Plan",
                "carrier": "AmFirst Life Insurance Company I.I.",
                "description": "This unique plan covers individuals to age 65. Pays benefits monthly up to age 65 or $2,000,000, whichever comes first. This product offers very competitive pricing with a cash value benefit included and own occupational and non-occupational coverage options available for most occupations.",
                "descriptionShort": "Lorem ipsum dolor sit amet, consect adipiscing elit. Pellent id purus odio. Phasellus finibus orci faucibus lacus pellen tesque semper.",
                "brochure": "https://documents.mwadmin.com/View/dfcb6e1b-dbba-4654-b5b2-9972b473daa6",
                "riders": [],
                "price": 2000,
                "enabled": true,
                "deductibles": {
                    "3000": {
                        "disabled": false,
                        "premium": 928.95,
                        "rider_premium": 54.36,
                        "total_premium": 983.31,
                        "payment_modes": [
                            {
                                "name": "Monthly",
                                "value": 81.94
                            },
                            {
                                "name": "Semiannual",
                                "value": 491.66
                            },
                            {
                                "name": "Annual",
                                "value": 983.31
                            }
                        ]
                    }
                },
                "resolvedRiders": [],
                "planPremium": 2000,
                "riderPremium": 0,
                "totalPremium": 2000,
                "paymentMode": "annual"
            },
            {
                "id": "dis-004",
                "type": "disability",
                "name": "60-Month or 30-Month Income Protection Plan",
                "carrier": "AmFirst Life Insurance Company I.I.",
                "description": "Designed for persons who want income protection at a lower price. Pays a monthly income for 60 or 30 months if you cannot perform the material functions of your occupation due to illness or non-occupational injury.",
                "descriptionShort": "Lorem ipsum dolor sit amet, consect adipiscing elit. Pellent id purus odio. Phasellus finibus orci faucibus lacus pellen tesque semper.",
                "brochure": "https://documents.mwadmin.com/View/dfcb6e1b-dbba-4654-b5b2-9972b473daa6",
                "riders": [],
                "price": 2000,
                "enabled": true,
                "deductibles": {
                    "3000": {
                        "disabled": false,
                        "premium": 928.95,
                        "rider_premium": 54.36,
                        "total_premium": 983.31,
                        "payment_modes": [
                            {
                                "name": "Monthly",
                                "value": 81.94
                            },
                            {
                                "name": "Semiannual",
                                "value": 491.66
                            },
                            {
                                "name": "Annual",
                                "value": 983.31
                            }
                        ]
                    }
                },
                "resolvedRiders": [],
                "planPremium": 2000,
                "riderPremium": 0,
                "totalPremium": 2000,
                "paymentMode": "annual"
            }
        ],
        "Medical": [
            {
                "id": "med-001",
                "type": "medical",
                "name": "The Emerald Plan",
                "description": "The Emerald Plan is our top-of-the-line medical plan offering an annual maximum benefit of $8,000,000 with no lifetime limit and no termination age. With no increase in premium due to change in age bracket and issuance up to age 74, this plan is an excellent option.",
                "descriptionShort": "Lorem ipsum dolor sit amet, consect adipiscing elit. Pellent id purus odio. Phasellus finibus orci faucibus lacus pellen tesque semper.",
                "carrier": "AmFirst Life Insurance Company I.I.",
                "pricing": {
                    "monthly": 304.88,
                    "semiannual": 1822.65,
                    "annual": 3313.9
                },
                "actions": "checkbox",
                "brochure": "https://documents.mwadmin.com/View/dfcb6e1b-dbba-4654-b5b2-9972b473daa6",
                "riders": [
                    "excess-coverage",
                    "maternity",
                    "prescription-drugs"
                ],
                "enabled": true,
                "deductibles": {
                    "50": {
                        "disabled": false,
                        "premium": 2585.41,
                        "rider_premium": 54.36,
                        "total_premium": 2639.77,
                        "payment_modes": [
                            {
                                "name": "Monthly",
                                "value": 219.98
                            },
                            {
                                "name": "Semiannual",
                                "value": 1319.89
                            },
                            {
                                "name": "Annual",
                                "value": 2639.77
                            }
                        ]
                    },
                    "250": {
                        "disabled": false,
                        "premium": 1728.97,
                        "rider_premium": 54.36,
                        "total_premium": 1783.33,
                        "payment_modes": [
                            {
                                "name": "Monthly",
                                "value": 148.61
                            },
                            {
                                "name": "Semiannual",
                                "value": 891.67
                            },
                            {
                                "name": "Annual",
                                "value": 1783.33
                            }
                        ]
                    },
                    "500": {
                        "disabled": false,
                        "premium": 1453.89,
                        "rider_premium": 54.36,
                        "total_premium": 1508.25,
                        "payment_modes": [
                            {
                                "name": "Monthly",
                                "value": 125.69
                            },
                            {
                                "name": "Semiannual",
                                "value": 754.13
                            },
                            {
                                "name": "Annual",
                                "value": 1508.25
                            }
                        ]
                    },
                    "1000": {
                        "disabled": false,
                        "premium": 1222.57,
                        "rider_premium": 54.36,
                        "total_premium": 1276.93,
                        "payment_modes": [
                            {
                                "name": "Monthly",
                                "value": 106.41
                            },
                            {
                                "name": "Semiannual",
                                "value": 638.47
                            },
                            {
                                "name": "Annual",
                                "value": 1276.93
                            }
                        ]
                    },
                    "2000": {
                        "disabled": false,
                        "premium": 1028.05,
                        "rider_premium": 54.36,
                        "total_premium": 1082.41,
                        "payment_modes": [
                            {
                                "name": "Monthly",
                                "value": 90.2
                            },
                            {
                                "name": "Semiannual",
                                "value": 541.21
                            },
                            {
                                "name": "Annual",
                                "value": 1082.41
                            }
                        ]
                    },
                    "3000": {
                        "disabled": false,
                        "premium": 928.95,
                        "rider_premium": 54.36,
                        "total_premium": 983.31,
                        "payment_modes": [
                            {
                                "name": "Monthly",
                                "value": 81.94
                            },
                            {
                                "name": "Semiannual",
                                "value": 491.66
                            },
                            {
                                "name": "Annual",
                                "value": 983.31
                            }
                        ]
                    },
                    "5000": {
                        "disabled": true,
                        "premium": 817.58,
                        "rider_premium": 54.36,
                        "total_premium": 871.94,
                        "payment_modes": [
                            {
                                "name": "Monthly",
                                "value": 72.66
                            },
                            {
                                "name": "Semiannual",
                                "value": 435.97
                            },
                            {
                                "name": "Annual",
                                "value": 871.94
                            }
                        ]
                    },
                    "10000": {
                        "disabled": false,
                        "premium": 687.5,
                        "rider_premium": 54.36,
                        "total_premium": 741.86,
                        "payment_modes": [
                            {
                                "name": "Monthly",
                                "value": 61.82
                            },
                            {
                                "name": "Semiannual",
                                "value": 370.93
                            },
                            {
                                "name": "Annual",
                                "value": 741.86
                            }
                        ]
                    }
                },
                "resolvedRiders": [
                    {
                        "id": "excess-coverage",
                        "type": "medical",
                        "title": "Excess Coverage",
                        "description": "Massa tincidunt nunc pulvinar sapien et ligula ullamcorper malesuada proin libero nunc consequat interdum varius sit amet mattis vulputate enim nulla aliquet porttitor lacus luctus.",
                        "url": "#modal-excess-coverage",
                        "price": 110,
                        "options": true
                    },
                    {
                        "id": "maternity",
                        "type": "medical",
                        "title": "Maternity",
                        "description": "Access the policy's great maternity benefits through purchasing this rider. To use these benefits, both the mother and father need to be insured for at least 10 months.",
                        "url": "#modal-maternity",
                        "price": 100,
                        "options": true
                    },
                    {
                        "id": "prescription-drugs",
                        "type": "medical",
                        "title": "Prescription Drugs",
                        "description": "Adding a prescription drug rider can be a helpful addition to any medical policy. The Prescription Drug Rider is only available on first-time enrollment.",
                        "url": "#modal-prescription-drugs",
                        "price": 100,
                        "options": true
                    }
                ],
                "planPremium": 3313.9,
                "riderPremium": 310,
                "totalPremium": 3623.9,
                "paymentMode": "annual"
            },
            {
                "id": "med-002",
                "type": "medical",
                "name": "The Worldwide Medical Trust Plan",
                "description": "The Worldwide Medical Trust Plan offers an annual maximum benefit of $2,000,000 with no lifetime limit and no termination age. With no increase in premium due to change in age bracket and issuance to age 74, this plan is a great option.",
                "descriptionShort": "Lorem ipsum dolor sit amet, consect adipiscing elit. Pellent id purus odio. Phasellus finibus orci faucibus lacus pellen tesque semper.",
                "carrier": "AmFirst Life Insurance Company I.I.",
                "pricing": {
                    "monthly": 259.57,
                    "semiannual": 1551.8,
                    "annual": 2821.45
                },
                "actions": "checkbox",
                "brochure": "https://documents.mwadmin.com/View/dfcb6e1b-dbba-4654-b5b2-9972b473daa6",
                "riders": [
                    "excess-coverage",
                    "maternity",
                    "prescription-drugs"
                ],
                "enabled": false,
                "deductibles": {
                    "50": {
                        "disabled": false,
                        "premium": 2585.41,
                        "rider_premium": 54.36,
                        "total_premium": 2639.77,
                        "payment_modes": [
                            {
                                "name": "Monthly",
                                "value": 219.98
                            },
                            {
                                "name": "Semiannual",
                                "value": 1319.89
                            },
                            {
                                "name": "Annual",
                                "value": 2639.77
                            }
                        ]
                    },
                    "250": {
                        "disabled": false,
                        "premium": 1728.97,
                        "rider_premium": 54.36,
                        "total_premium": 1783.33,
                        "payment_modes": [
                            {
                                "name": "Monthly",
                                "value": 148.61
                            },
                            {
                                "name": "Semiannual",
                                "value": 891.67
                            },
                            {
                                "name": "Annual",
                                "value": 1783.33
                            }
                        ]
                    },
                    "500": {
                        "disabled": false,
                        "premium": 1453.89,
                        "rider_premium": 54.36,
                        "total_premium": 1508.25,
                        "payment_modes": [
                            {
                                "name": "Monthly",
                                "value": 125.69
                            },
                            {
                                "name": "Semiannual",
                                "value": 754.13
                            },
                            {
                                "name": "Annual",
                                "value": 1508.25
                            }
                        ]
                    },
                    "1000": {
                        "disabled": false,
                        "premium": 1222.57,
                        "rider_premium": 54.36,
                        "total_premium": 1276.93,
                        "payment_modes": [
                            {
                                "name": "Monthly",
                                "value": 106.41
                            },
                            {
                                "name": "Semiannual",
                                "value": 638.47
                            },
                            {
                                "name": "Annual",
                                "value": 1276.93
                            }
                        ]
                    },
                    "2000": {
                        "disabled": false,
                        "premium": 1028.05,
                        "rider_premium": 54.36,
                        "total_premium": 1082.41,
                        "payment_modes": [
                            {
                                "name": "Monthly",
                                "value": 90.2
                            },
                            {
                                "name": "Semiannual",
                                "value": 541.21
                            },
                            {
                                "name": "Annual",
                                "value": 1082.41
                            }
                        ]
                    },
                    "3000": {
                        "disabled": false,
                        "premium": 928.95,
                        "rider_premium": 54.36,
                        "total_premium": 983.31,
                        "payment_modes": [
                            {
                                "name": "Monthly",
                                "value": 81.94
                            },
                            {
                                "name": "Semiannual",
                                "value": 491.66
                            },
                            {
                                "name": "Annual",
                                "value": 983.31
                            }
                        ]
                    },
                    "5000": {
                        "disabled": true,
                        "premium": 817.58,
                        "rider_premium": 54.36,
                        "total_premium": 871.94,
                        "payment_modes": [
                            {
                                "name": "Monthly",
                                "value": 72.66
                            },
                            {
                                "name": "Semiannual",
                                "value": 435.97
                            },
                            {
                                "name": "Annual",
                                "value": 871.94
                            }
                        ]
                    },
                    "10000": {
                        "disabled": false,
                        "premium": 687.5,
                        "rider_premium": 54.36,
                        "total_premium": 741.86,
                        "payment_modes": [
                            {
                                "name": "Monthly",
                                "value": 61.82
                            },
                            {
                                "name": "Semiannual",
                                "value": 370.93
                            },
                            {
                                "name": "Annual",
                                "value": 741.86
                            }
                        ]
                    }
                },
                "resolvedRiders": [
                    {
                        "id": "excess-coverage",
                        "type": "medical",
                        "title": "Excess Coverage",
                        "description": "Massa tincidunt nunc pulvinar sapien et ligula ullamcorper malesuada proin libero nunc consequat interdum varius sit amet mattis vulputate enim nulla aliquet porttitor lacus luctus.",
                        "url": "#modal-excess-coverage",
                        "price": 110,
                        "options": true
                    },
                    {
                        "id": "maternity",
                        "type": "medical",
                        "title": "Maternity",
                        "description": "Access the policy's great maternity benefits through purchasing this rider. To use these benefits, both the mother and father need to be insured for at least 10 months.",
                        "url": "#modal-maternity",
                        "price": 100,
                        "options": true
                    },
                    {
                        "id": "prescription-drugs",
                        "type": "medical",
                        "title": "Prescription Drugs",
                        "description": "Adding a prescription drug rider can be a helpful addition to any medical policy. The Prescription Drug Rider is only available on first-time enrollment.",
                        "url": "#modal-prescription-drugs",
                        "price": 100,
                        "options": true
                    }
                ],
                "planPremium": 2821.45,
                "riderPremium": 310,
                "totalPremium": 3131.45,
                "paymentMode": "annual"
            },
            {
                "id": "med-003",
                "type": "medical",
                "name": "Caribbean American Plan",
                "description": "The Caribbean American Plan offers an annual maximum benefit of $2,000,000 with a $10,000,000 lifetime limit. With no increase in premium due to change in age bracket and issuance to age 74, this plan is a good option.",
                "descriptionShort": "Lorem ipsum dolor sit amet, consect adipiscing elit. Pellent id purus odio. Phasellus finibus orci faucibus lacus pellen tesque semper.",
                "carrier": "AmFirst Life Insurance Company I.I.",
                "pricing": {
                    "monthly": 171.28,
                    "semiannual": 1023.96,
                    "annual": 1861.75
                },
                "actions": "checkbox",
                "brochure": "https://documents.mwadmin.com/View/dfcb6e1b-dbba-4654-b5b2-9972b473daa6",
                "riders": [
                    "excess-coverage",
                    "maternity",
                    "prescription-drugs"
                ],
                "enabled": true,
                "deductibles": {
                    "50": {
                        "disabled": false,
                        "premium": 2585.41,
                        "rider_premium": 54.36,
                        "total_premium": 2639.77,
                        "payment_modes": [
                            {
                                "name": "Monthly",
                                "value": 219.98
                            },
                            {
                                "name": "Semiannual",
                                "value": 1319.89
                            },
                            {
                                "name": "Annual",
                                "value": 2639.77
                            }
                        ]
                    },
                    "250": {
                        "disabled": false,
                        "premium": 1728.97,
                        "rider_premium": 54.36,
                        "total_premium": 1783.33,
                        "payment_modes": [
                            {
                                "name": "Monthly",
                                "value": 148.61
                            },
                            {
                                "name": "Semiannual",
                                "value": 891.67
                            },
                            {
                                "name": "Annual",
                                "value": 1783.33
                            }
                        ]
                    },
                    "500": {
                        "disabled": false,
                        "premium": 1453.89,
                        "rider_premium": 54.36,
                        "total_premium": 1508.25,
                        "payment_modes": [
                            {
                                "name": "Monthly",
                                "value": 125.69
                            },
                            {
                                "name": "Semiannual",
                                "value": 754.13
                            },
                            {
                                "name": "Annual",
                                "value": 1508.25
                            }
                        ]
                    },
                    "1000": {
                        "disabled": false,
                        "premium": 1222.57,
                        "rider_premium": 54.36,
                        "total_premium": 1276.93,
                        "payment_modes": [
                            {
                                "name": "Monthly",
                                "value": 106.41
                            },
                            {
                                "name": "Semiannual",
                                "value": 638.47
                            },
                            {
                                "name": "Annual",
                                "value": 1276.93
                            }
                        ]
                    },
                    "2000": {
                        "disabled": false,
                        "premium": 1028.05,
                        "rider_premium": 54.36,
                        "total_premium": 1082.41,
                        "payment_modes": [
                            {
                                "name": "Monthly",
                                "value": 90.2
                            },
                            {
                                "name": "Semiannual",
                                "value": 541.21
                            },
                            {
                                "name": "Annual",
                                "value": 1082.41
                            }
                        ]
                    },
                    "3000": {
                        "disabled": false,
                        "premium": 928.95,
                        "rider_premium": 54.36,
                        "total_premium": 983.31,
                        "payment_modes": [
                            {
                                "name": "Monthly",
                                "value": 81.94
                            },
                            {
                                "name": "Semiannual",
                                "value": 491.66
                            },
                            {
                                "name": "Annual",
                                "value": 983.31
                            }
                        ]
                    },
                    "5000": {
                        "disabled": true,
                        "premium": 817.58,
                        "rider_premium": 54.36,
                        "total_premium": 871.94,
                        "payment_modes": [
                            {
                                "name": "Monthly",
                                "value": 72.66
                            },
                            {
                                "name": "Semiannual",
                                "value": 435.97
                            },
                            {
                                "name": "Annual",
                                "value": 871.94
                            }
                        ]
                    },
                    "10000": {
                        "disabled": false,
                        "premium": 687.5,
                        "rider_premium": 54.36,
                        "total_premium": 741.86,
                        "payment_modes": [
                            {
                                "name": "Monthly",
                                "value": 61.82
                            },
                            {
                                "name": "Semiannual",
                                "value": 370.93
                            },
                            {
                                "name": "Annual",
                                "value": 741.86
                            }
                        ]
                    }
                },
                "resolvedRiders": [
                    {
                        "id": "excess-coverage",
                        "type": "medical",
                        "title": "Excess Coverage",
                        "description": "Massa tincidunt nunc pulvinar sapien et ligula ullamcorper malesuada proin libero nunc consequat interdum varius sit amet mattis vulputate enim nulla aliquet porttitor lacus luctus.",
                        "url": "#modal-excess-coverage",
                        "price": 110,
                        "options": true
                    },
                    {
                        "id": "maternity",
                        "type": "medical",
                        "title": "Maternity",
                        "description": "Access the policy's great maternity benefits through purchasing this rider. To use these benefits, both the mother and father need to be insured for at least 10 months.",
                        "url": "#modal-maternity",
                        "price": 100,
                        "options": true
                    },
                    {
                        "id": "prescription-drugs",
                        "type": "medical",
                        "title": "Prescription Drugs",
                        "description": "Adding a prescription drug rider can be a helpful addition to any medical policy. The Prescription Drug Rider is only available on first-time enrollment.",
                        "url": "#modal-prescription-drugs",
                        "price": 100,
                        "options": true
                    }
                ],
                "planPremium": 1861.75,
                "riderPremium": 310,
                "totalPremium": 2171.75,
                "paymentMode": "annual",
                "riderDisabled": 2
            },
            {
                "id": "med-004",
                "type": "medical",
                "name": "The Silver Medical Plan",
                "description": "The Silver Plan combines extraordinary coverage with realistic pricing. This plan is offered to those who have reached the age of maturity (50 to 85) and who deserve to be duly protected and safe.",
                "descriptionShort": "Lorem ipsum dolor sit amet, consect adipiscing elit. Pellent id purus odio. Phasellus finibus orci faucibus lacus pellen tesque semper.",
                "carrier": "AmFirst Life Insurance Company I.I.",
                "pricing": {
                    "monthly": 999.99,
                    "semiannual": 999.99,
                    "annual": 999.99
                },
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